Smart Savings

The Hanover Household: Smart Savings

Something we figured everyone could use a little more of.

In today's economy, it's more important than ever to make sure you're getting the most for your premium dollar. That's why we developed innovative products and programs that go beyond normal coverage, provide added protection—often with no additional premium—as well as numerous special discounts—all adding up to “Smart Savings.”

Insurance Discounts and Insurance Credits

Please note the following discounts and credits vary by state. Talk to your independent agent to learn more.

Account Credit

By insuring your home and auto with The Hanover, you may save on both premiums. We call this an ‘account credit.’

Auto Discounts

  • Paid-in-Full Discount on new auto policies
  • Anti-theft Devices Discounts
  • Safety Features
  • Multi-car Discount
  • Accident Prevention Courses
  • Prior Carrier Discount
  • Good Student Discount
  • Student Away at School Discount
  • Youthful Renewal Discount

Home Credits

  • Newer Home Credit
  • Credits for no claims over period of time
  • Superior Construction Credit
  • Safety and Security Devices (such as smoke detectors and central station alarms)
  • Renewal Credits

Additional insurance savings when paying your bill

And by using one of the payment methods outlined below, you can achieve additional insurance savings. Now that's smart!

Electronic Funds Transfer – You can save up to $50 a year in installment fees if you enroll in EFT to draw monthly insurance payments from your bank or checking account. Enroll at www.myhanoverpolicy.com.

Account Bill – When you purchase multiple policies with us, enjoy the convenience of one combined monthly bill for all of your policies and save money with only one service fee.

 
 

The Hanover works with the very best independent agents to deliver you quality insurance protection.

Find an agent near you to get unbeatable insurance advice.
Note: This webpage offers a brief description of coverages, services, and programs. Actual coverages and availability may vary by state. Options, credits, and discounts are not applicable in all states. For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local Agent. For additional information, please refer to our legal notices.